HRD Corp Accredited Trainer

Transforming Careers
Through Financial
Mastery

Led by Zarina Jamaludin — HRD Corp Certified Trainer & Islamic Financial Planner with 30+ years of corporate financial expertise. Known on social media as "Zarina Money Sifu".

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HRD Corp Accredited #19361
30+ Years Experience
Zarina Money Sifu
Financial Planning E-Invoice Mastery Pre-Retirement Planning Finance for Non-Finance Budget & Cash Flow Corporate Smart Spending SST & Tax Planning Islamic Estate Planning Financial Planning E-Invoice Mastery Pre-Retirement Planning Finance for Non-Finance Budget & Cash Flow Corporate Smart Spending SST & Tax Planning Islamic Estate Planning

Who Is Zarina

A Trusted Trainer With
Proven Experience

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HRD Corp Accredited Trainer
Trainer ID: 19361 · TTT No: 13605

Zarina received her accounting degree in 1992 from Liverpool John Moores University, United Kingdom. She brings with her 30 years of experience related to Commercial Banking, Strategic Planning, Corporate Budget Planning, Corporate Financial Risk Management, Financial Management & Planning.

As Corporate Financial Controller, International Certified Professional Trainer & HRD Corp Accredited Trainer, she worked closely with international consultants such as Boston Consulting Group (BCG), Deloitte Consulting LLP, McKinsey, Ernst & Young, A.T. Kearney, Accenture, KPMG and PWC.

Zarina has been recognised as a "Smart Spending Champion" and a "Role Model" by the CEO of Celcom Axiata for successfully reducing company costs by tens of millions of ringgit. She obtained the Islamic Financial Planner (IFP) certification from FPAM in 2014 and became a Certified Professional Trainer from the International Professional Managers Association in 2023.

Known on social media as Zarina Money Sifu, she has conducted various financial management training and seminars for corporate companies, university students, MFPC platform and the general public to promote financial literacy.

30+Years Experience
22+Training Programmes
2HRD Corp Certifications
4Professional Certs

Academic Qualifications

B.A (Hons) Accounting & Finance
Liverpool John Moores University, UK
1992
Sijil Pelajaran Malaysia (SPM)
SMT Ipoh, Perak
1986

Professional Certifications

HRD Corp Accredited Trainer2025
HRD Corp Certified Trainer2023
Certified Professional Trainer (IPMA)2023
Islamic Financial Planner (FPAM)2014

Training Solutions

Training Programmes
Conducted

Comprehensive financial training programmes designed for corporate teams, government agencies, GLCs and the general public — all claimable under HRD Corp.

01
Mastering E-Invoice
2023 – 2026
Major Programme
02
Pre-Retirement Planning
2021 – 2026
Major Programme
03
Financial Planning Blueprint
2020 – 2026
Major Programme
04
Finance for Non-Finance Managers
2020 – 2026
Major Programme
05
Empowering Career Transition
2024 – 2026
Major Programme
06
SST – Sales and Service Tax
2025 – 2026
Major Programme
07
Corporate Smart Spending
1993 – 2020
Training Topic
08
How to Read Financial Statements
2000 – 2024
Training Topic
09
Budget & Cash Flow Management
2000 – 2024
Training Topic
10
Retiring Rich & Happy
2023 – 2024
Training Topic
11
Personal Tax Planning
2020 – 2026
Training Topic
12
Islamic Estate Planning
2021 – 2026
Training Topic

Career Journey

Professional Experience

2023 – Now
NZM Consultancy and Services
Certified HRD Corp Trainer / Consultant
Delivering corporate financial training, e-invoice workshops, pre-retirement seminars and financial literacy programmes nationally.
2020 – Now
NZM Advisors
Business Consultant
Providing financial and business consulting services alongside training delivery.
1993 – 2020
Celcom Axiata Sdn Bhd
Corporate Financial Controller
Worked closely with international consultants including Boston Consulting Group, Deloitte, McKinsey, Ernst & Young, A.T. Kearney, Accenture, KPMG and PWC. Recognised as "Smart Spending Champion" and "Role Model" by CEO for reducing company costs by tens of millions of ringgit.
1992 – 1993
Southern Bank Berhad
Bank Officer
Commercial banking operations shortly after completing degree in the UK.
1992
Malaysia International Shipping Corporation
Account Executive
Early career role in accounting and finance.

Credentials

Certificates & Awards

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HRD Corp Accredited Trainer
Certified by Human Resources Development Corporation (HRD Corp). Trainer ID: 19361
2025
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HRD Corp Certified Trainer
Certified Trainer status awarded by HRD Corp, Malaysia. TTT Cert No: 13605
2023
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Certified Professional Trainer
The International Professional Managers Association (IPMA), UK
2023
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Islamic Financial Planner (IFP)
Financial Planning Association of Malaysia (FPAM)
2014

Ready to Enquire About a Training Programme?

Get in touch today to discuss in-house, public or customised financial training solutions.

📲 WhatsApp Zarina
📞 019-3870877 ✉️ zarina.jamaludin@gmail.com